Northam, Bideford, Devon, EX39

Bay View in Northam is in a great location with access to good local amenities, scenic and stunning beaches and a short walk from far reaching views across the North Devon coastline. There is easy access to the nearby towns of Westward Ho!, Barnstaple and Bideford, as well as the North Devon link road and the Atlantic Highway for the glorious beaches and pretty villages of North Devon and access to North Cornwall.

Shared Ownership with LiveWest - A fantastic opportunity!

A great way to get on the property ladder with a smaller deposit (from as little as 5%) and mortgage. Buy a share of your new home (from 25%–75% depending on affordability) and pay reduced rent on the rest. You can increase your share over time (“staircasing”), reducing your rent until you own outright.

Homes Available:

Plot 359 (81m2) - 2 bedroom semi detached house with 2 parking spaces - 40% share: £102,000; Rent: £318.75; Service Charge: £17.08; Building insurance: £14.19; Sinking Fund: £0.60

Plot 362 (81m2) - 2 bedroom semi detached house with 2 parking spaces - 40% share: £102,000; Rent: £318.75; Service Charge: £17.08; Building insurance: £14.19; Sinking Fund: £0.60

Plot 363 (81m2) - 2 bedroom semi detached house with 2 parking spaces - 40% share: £102,000; Rent: £318.75; Service Charge: £17.08; Building insurance: £14.19; Sinking Fund: £0.60

Plot 370 (85m2) - 3 bedroom semi detached house with 2 parking spaces - 40% share: £118,000; Rent: £375.00; Service Charge: £16.52; Building insurance: £14.82; Sinking Fund: £0.60

Plot 371 (85m2) - 3 bedroom semi detached house with 2 parking spaces - 40% share: £118,000; Rent: £375.00; Service Charge: £16.52; Building insurance: £14.82; Sinking Fund: £0.60

Eligibility:

Household income under £80,000.

Unable to buy a suitable property on the open market.

Savings/funds for deposit, legal and moving costs.

Must not currently own another home (unless sold subject to contract).

Local Connection Requirement – Priority Applicants:

To qualify, you must have a local connection to Devon. A local connection means:

Currently living in the District/County, OR

In permanent work (16+ hours per week) in the District/County, OR

Having close family (parents, adult children, siblings) who have lived in the District/County for at least 5 years.

How it works:

Apply for your chosen home.

Complete an affordability assessment via New Homes Mortgage Helpline.

LiveWest confirms eligibility and final approval.

Shared Ownership with LiveWest makes home ownership more affordable, with full support along the way.